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Buying a House

The decision to buy a home is a big one. You must have enough money to buy the home and maintain it. You should also know exactly where you want to live. Most newcomers to Ontario rent a place to live while they save money and get to know different areas.

How do I buy a house?
There are many things to consider when buying a home, especially if it is your first time. There are many legal and financial matters that you need to be aware of.

What does it cost to buy a house?
First-time buyers are often surprised by the hidden costs of home ownership.

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Should I buy a new or older home?
You can also choose between resale (existing) housing and new housing. Resale housing usually requires some redecorating or repairs. If you buy a new home, you can choose the style of architecture and interior decor.

Are there any tax incentives for buying a home? What is the Home Buyers' Plan?
The Canada Revenue Agency (CRA) offers a special tax shelter to first-time homebuyers. The Homebuyers' Plan (HBP) allows you to withdraw money from your registered retirement savings plans (RRSPs) to buy or build your home.

What are the different types of housing available?
Whether you decide to rent or buy, there are many different types of housing available.

Where should I live in Ontario?
Many factors will be important to you and will influence where you choose to settle. Your decision will affect your entire experience of immigrating to Canada.

What do I need to know about home safety?
Home safety generally includes things such as fire and burn prevention, smoke and carbon monoxide detection, poison prevention.

What should I know about home insurance policies?
You should always ask "What is not covered in my policy?" However, there are many other areas you will want to cover.