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Where can I buy private health insurance for newcomers and visitors to Canada?

It is a good idea to purchase private health insurance for the 3 months that you are not covered by OHIP (Health Card), or if you are not eligible for OHIP.

Generally, the coverage you need is for "visitors to Canada." You need to confirm with the insurance company that they have insurance plans for people who do not have OHIP.

Not all health related expenses are covered by private insurance. For example, pregnancy-related costs may not be covered. So, make sure that the plan you choose suits your needs. For some companies, you might have to buy insurance within a certain number of days after arriving in Ontario.

To find a private health insurance company, you can browse the Canadian Life and Health Insurance Association's membership or look in the Yellow Pages.

Insurance Brokers

Insurance brokers are an alternative to insurance companies. Brokers represent several different insurance companies and can tell you about your choices.

To find an insurance broker, you can look in the Yellow Pages.

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Last Updated: March 31, 2014
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