How can I pay for health care in my first 3 months in Ontario, or if I don't have OHIP?
While you are waiting for OHIP to cover you, or if you don't have OHIP, you can buy insurance. You can also look for free and low-cost health services at a Community Health Centre.
Private Health Insurance
Some insurance companies sell packages that will cover your health costs during this 3-month period. These insurance plans are designed for people who do not have OHIP.
Find out more in Do I need private health insurance?
Community Health Centres
Some Community Health Centres have health services to people who do not have an OHIP card.
Services at CHCs are free or you may need to pay a small fee.
Find out more in What is a Community Health Centre?
For More Information
- Canadian Life and Health Insurance Association (CLHIA) - Represents more than 80 private insurance companies in Canada. The CLHIA website describes the different types of insurance products, services, and CLHIA publications.
- OmbudService for Life & Health Insurance (OLHI) - An independent service that helps consumers with concerns and complaints about life and health insurance products and services.