OHIP and Health Insurance

There are many ways to access healthcare in Ontario. Learn more about the Ontario Health Insurance Plan (OHIP), low-cost care and private health insurance.

Ontario Health Insurance Plan (OHIP)

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Health (OHIP) Card

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If You Don't Have OHIP

  • Where can I get health care if I don't have OHIP?

    You still have healthcare options if you don't have Ontario Health Insurance (OHIP) or other healthcare coverage.

  • What are community health centres?

    Community Health Centres (CHC) services help people in your community get health care and attend programs regardless of their life situation or financial status.

  • What is the Interim Federal Health Program (IFHP)?

    The Interim Federal Health Program (IFHP) is a program that pays for medical services for a short period of time for resettled refugees, protected persons, refugee claimants, and victims of human trafficking.

  • How do I find a midwife?

    You do not need a referral from a physician or OHIP to get a midwife in Ontario. It is a good idea to try to contact a midwife clinic as early in the pregnancy as possible to ensure that they have space for you.

  • How much does it cost to get care from a midwife?

    Midwives are funded to provide care to all residents (and their babies) of their catchment area, regardless of whether or not you have OHIP. This can be a lower cost option if you do not have OHIP and live in Ontario.

  • Do I need private health insurance if I have OHIP?

    You may need private health insurance to cover additional costs like prescriptions. There are a few ways to start your search and things to consider when finding affordable insurance.
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Low-Cost Health Care

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Private Insurance

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